Job Title: Financial Consultant/M&A Advisor
THIS ROLE IS PURELY ON A CONSULTANCY BASIS, NOT A FULL TIME JOB
Facilitation of Sale Or Equity Investment in A CBN Licensed Agency Banking & Retail Payments Solution In Nigeria
Industry: Fintech/Agency Banking/Digital Payments/Financial Services
Location: Lagos, Nigeria | USA C – Corporation
Role summary
We are seeking a highly experienced Financial Consultant and M&A Advisor with deep expertise in Nigeria’s fintech ecosystem to lead the strategic sale or equity investment, valuation, negotiation, investor engagement, and transaction execution of our different Financial Technology (FinTech) payments solution.
The innovative FinTech solutions are four (4) and are at different phases of completion and operations.
- Project 1: FinTech | 100% Developed | Early Revenue Phase
- Project 2: FinTech | 90% Developed | Prototype Phase
- Project 3: FinTech | 50% Developed | Prototype Phase
- Project 4: USSD Utility Tech | 70% Developed | Prototype Phase
The Financial Consultant/M&A Advisor must be willing to sign our Non-Disclosure & Non Circumvention (NC/ND) Agreement before we can share our confidential information and documents.
The primary and major objectives are to secure the highest possible valuations and deals for these projects and favorable transaction terms for the seller.
Key Responsibilities
- Business Valuation & Financial Advisory
- Conduct a comprehensive valuation of the fintech platform using:
- Revenue multiple analysis
- Comparable fintech transactions
- Discounted Cash Flow (DCF)
- Strategic asset valuation
- Prepare valuation reports and pricing recommendations
- Assess intellectual property, licenses, APIs, agent network value, customer base, transaction volume, and recurring revenues
- M&A Transaction Management
- Structure and manage the end-to-end sale process
- Create a transaction roadmap and buyer engagement strategy
- Coordinate due diligence activities.
- Manage virtual data room documentation
- Support legal and commercial negotiations
- Liase & cooperate with our legal advisors throughout the transaction process
- Equity Investor & Buyer Sourcing
Identify and approach potential acquirers such as:
- Nigerian commercial banks
- Licensed microfinance banks
- Allied Financial Institutions
- Stockbroking Firms
- Fintechs
- Payment Service Banks
- Digital banks
- Mobile Money Operators (MMOs)
- Super Agents
- Fintech infrastructure providers
- Telcos; MTN, Airtel, Glo, T2 Mobile etc.
- Payment companies
- Agency banking operators
- POS aggregators
- Mobile wallet companies
- Private Equity Investors
- Venture Capital (VC) Firms
- Strategic Technology Investors
- Finance enthusiasts and high-net-worth investors
- Strategic foreign investors entering Africa
Potential buyer categories in Nigeria may include firms similar to:
- Flutterwave
- Monipoint
- Opay
- PalmPay
- Interswitch
- Paystack
- Paga
- Kuda
- FairMoney
- Etc.
- Deal Marketing & Pitching
Develop:
- Investor teaser
- Investment Memorandum
- Financial projections
- Investment pitch deck
- Buyer outreach strategy
- Position the business attractively for equity investment or acquisition
- Negotiation & Closing
Negotiate:
- Enterprise value
- Equity structure
- Earn-outs
- Licensing rights
- Technology transfer
- Founder transition terms
- Drive transaction closure and maximize seller value
- Term Sheet
Required Qualifications
- Education
- Bachelor’s degree in Finance, Economics, Accounting, Business Administration, or related field
- MBA, ACA, CFA, ACCA, or CIS certification is an advantage
Required SKILLS
- Fintech valuation expertise
- Deal structuring
- Financial modeling
- Negotiation
- Regulatory understanding (CBN, NIBSS, switching, agency banking)
- Strategic partnerships
- Excellent presentation skills
Experience
- Minimum 10–15 years experience in:
- Investment banking
- Corporate finance
- Fintech advisory
- M&A consulting
- Venture capital or private equity
- Proven fintech transaction experience in Nigeria or Africa
- Strong network within:
- Banks
- Fintechs
- Investors
- Payments ecosystem
Preferred Background
- Ideal candidates may come from:
- Investment banks
- Big Four advisory firms
- Fintech consulting firms
- Corporate finance boutiques
- Venture capital firms
- Payment industry leadership roles
- Examples of firms with relevant expertise include:
- KPMG, Nigeria
- PwC, Nigeria
- Delliotte, Nigeria
- EY, Nigeria
- Verod Capital
- Coronation Merchant Bank
- Etc.
- Best Approach - Instead of publicly listing the business for sale:
- The consultant should run a confidential structured sale process
- Create competitive bidding among buyers
- Fintech consulting firms
- Corporate finance boutiques
- Venture capital firms
- Payment industry leadership roles
PLEASE NOTE: THIS IS ONLY A RECOMMENDATION, THE CONSULTANT IS NOT BOUND TO FOLLOW OUR APPROACH FOR THE SALE
Ideal Buyer Categories
- The strongest buyers in Nigeria today are:
- Fintech unicorns
- Payment processors
- Digital banks
- Microfinance banks seeking digital transformation
- Foreign fintechs entering Nigeria
- Payment industry leadership roles
- PE/VC-backed financial institutions
HOW TO APPLY
Interested firms should submit their profile in PDF format to [email protected]
Only company profiles submitted in PDF format will be reviewed!